iPayGuru – Intelligent payment solutions

iPayGuru – Seamless payment solutions for tomorrow’s sales mechanisms.  A fully functioning secure global payment gateway, the intelligent solution to secure online transactions and payment settlements, combined with a global foreign exchange management system and execution platform.

iPayGuru – Seamless payment solutions for tomorrow’s sales mechanisms.  A fully functioning secure global payment gateway, the intelligent solution[...]

What We Do

iPayGuru is an online payments portal and sales processor for the growing e-commerce world strategically based in the United Arab Emirates, where East meets West in a global marketplace.  At iPayGuru we deliver a smooth seamless and secure interface between the client and the service or goods supplier.  We manage currency exposure in a truly global payments market, connecting the world’s innovative and forward thinking logistical supply chains to the global marketplace.  Data and trends are our business and the ability to manage the payments process and the client data ensure we deliver value to the supply chain.

What We Know

There has never been a better time to start thinking about your ecommerce strategy. In 2015 global B2C online sales was expected to grow 17.7% to US$1.771 trillion. Move forward to 2017 and you can expect to see global online sales of over $2.3 trillion. The rapid expansion of the Internet and use of mobile devices in emerging markets is a big part of the reason ecommerce is growing, along with better payment options and advanced shipping. iPayGuru delivers a seamless payments processing solution to this ever expanding marketplace.

What We Achieved

 The ability to deliver an efficient and competitive seamless payments processing service to the industry.  Give your customers the online shopping experience they deserve with simple and friendly checkout options. Whether they are using Visa or MasterCard credit cards, or checking out from different parts of the world, they will be able to pay seamlessly through alternative payments options. Credit card fraud can cost a business millions if not managed properly and the cost may be more than just the cash, reputational risk is just important for the long term health of a business.  With some powerful fraud prevention tools, our risk management team will secure you against online fraud, and keep your business safe.

What Now

The expansion of our services to deliver the ultimate in intelligent payment processing and secure settlements is at the forefront of our ideals, it is our  raison d’être, our mission statement and our principle objective.  The United Arab Emirates has already established itself as a global travel hub, with two of the world’s busiest airports and is perfectly geographically located between East and West.  The growth of Fintech in the country, the innovative and forward think of the government of the region, and the huge talent pool of people who now make the region their home make it the ideal place for the headquarters of iPayGuru.
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The history of the Internet begins with the development of electronic computers in the 1950s. Initial concepts of packet networking originated in several computer science laboratories in the United States, United Kingdom, and France. The US Department of Defense awarded contracts as early as the 1960s for packet network systems, including the development of the ARPANET. The first message was sent over the ARPANET from computer science Professor Leonard Kleinrock’s laboratory at University of California, Los Angeles (UCLA) to the second network node at Stanford Research Institute (SRI).

Secure Payments

Data security and sensitive payment information is key at iPayGuru, we use the latest protocols and malware, combined with an extensive knowledge of the financial services industry and operational risk management systems to ensure we deliver confidence, security and seamless transactions to all elements of the payment processing chain.  Our continuous line settlements systems are proven and secure.  We remain at the forefront of the industry and are continually updating our systems and processes to remain secure and diligent.

The Team

The strength of any business is the people who work there, how they interact, the skills they bring and the values they hold. We have carefully selected a core management team from diverse industry, technological, financial and risk management backgrounds to deliver a seamless fintech solution to payments processing in the growing world of e-commerce. We believe in both top down and bottom up approaches to business development and promote education and development in both personal and team environments to ensure we have the right people in the right jobs with the support and encouragement to truly deliver a unique level of service to our clients.

The Future

E-Commerce and the way the human race shops has changed forever, and to look at what we can be and where we can go is important for iPayGuru.  The desire to look forward and strive to deliver the best that we can be is a core principle for us and we have many new and exciting services to announce in the coming months and year, watch out for this space!!

FAQ iPayGuru

Some of the Frequently asked Questions.  We like to strip things back to their basic components and enable you, our clients to understand the nuts and bolts of what we do and how we do it.  some of the most common questions are:  


SOS Children’s Villages work to prevent family breakdown and care for children who have lost parental care, or who risk losing it. They work with communities, partners and states to ensure that the rights of all children, in every society, are respected and fulfilled.

In particular they do extensive work to protect vulnerable children associated with the gold mining industry in Africa. As such it is incumbent upon the founders of iPayGuru to support such a charity and we encourage you to do the same.

Did you know ?

  • The Internet is the global system of interconnected computer networks that use the Internet protocol suite (TCP/IP) to link devices worldwide.

  • Approximately 3.2 billion people use the internet. Out of this, 1.7 billion of internet users are Asians. In fact, it is estimated that approximately 200 billion emails and 3 billion Google search would have to wait if the internet goes down for a day.

  • 30,000 websites are hacked every day. Highly effective computer software programs are used by cybercriminals to automatically detect vulnerable websites which can be hacked easily.

  • First webcam was created at the University Of Cambridge to monitor the Trojan coffee pot. A live 128×128 grayscale picture of the state of the coffee pot was provided as the video feed.

  • Internet sends approximately 204 million emails per minute and 70% of all the mails sent are spam. 2 billion electrons are required to produce a single email.

  • First tweet was done on 21st March, 2006 by Jack Dorsey and the first YouTube video to be uploaded was “Meet At Zoo” at 8:27 p.m. on Saturday, April 23, 2005 by Jawed Karim.

  • The majority of internet traffic is not generated by humans, but by bots and malware. According to a recent study conducted by Incapsula, 61.5% or nearly two-thirds of all the website traffic is caused by Internet bots.

  • In 2005, broadband internet had a maximum speed of 2 Megabits per second. Today, 100Mbps download speeds are available in many parts of the country. But experts warn that science has reached its limit and fiber optics can take no more data.

  • The first spam email was sent in 1978 over ARPNET by a guy named Gary Thuerk. He was selling computers.

  • Online shoppers can buy cars, clothes and millions of other things with the click of a button and figurative swipe of a credit card. In fact, U.S. consumers spend $1,200-$1,300 per year online, but that number will increase by 44%, to $1,738, by 2016. In that year, ecommerce sales are expected to hit $327 billion.

  • By 2016 the total transaction value of mobile payments in the U.S. hit $62.24 billion. The user base is still relatively small, with only 7.9 million users in 2012. Usage should grow during the next few years to over 50 million mobile payment users by 2017.

  • 51% of people who did not complete a purchase on a mobile device stopped because they did not feel comfortable entering their credit card details

  • 81 percent of people research online before buying it either offline or online.

  • Only 60 percent of people use search engines to search the products, the rest 40 percent directly land on the ecommerce portals or have direct links

  • An average online shopper visits the target platform at least 3 times before finalizing the product.

  • 33 percent of online sales take place after 6PM, likely due to the fact that people get back from offices around then, giving them some private time to think of themselves and their needs. Protection Status